January is Financial Wellness month
A favorite goal for many in January is inevitably to get the finances whether business or personal on track. With that in mind – we wanted to make sure you had all the chances ahead of you to make the goal a reality. Even though there’s only one day left in the month, we think it’s never too late to empower yourself with information to make better decisions. When your finances are in order, you can focus on your goals and be more productive. Having finances that are “un-well” leaves room for doubt, lack of confidence and robs you of your power.
Although women are often cited for being more conservative and at times better than their male counter parts about finance, we know that many successful women entrepreneurs, executives and even business owners at times struggle with their finances. That’s why we’ve come up with our list of Ten top things online to help get you and your business financially well.
MyCity4Her Media’s 2013 Top Ten Picks of things online to help with financial wellness
1.Personal Net Worth Calculator
Do you know what you’re worth? You should – its the first step to figuring out where you are and how close or far you are from financial wellness. This easy online questionnaire helps you figure it out.
AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. Here you can obtain a free credit report once every 12 months from each of the top nationwide consumer credit reporting agencies in accordance with the Fair and Accurate Credit Transactions ACT (FACT Act).
If you know what’s on your credit report, you have a better understanding of what your access to credit is and can also potentially spot things that are inaccurate or potentially negatively impacting your access to capital or even chances for employment.
3. Twelve best personal finance apps for 2013
We love this list of 12 GREAT apps for personal finance – our favorites on the list are Gas Buddy – which helps you find the best price for gas locally whereever you are and Bill Tracker – a great at a glance way to view your upcoming bills conveniently. All the rest are excellent as well.
4. Freshbooks
According to their web site…
If you are a service-based business, FreshBooks is designed for you. If you are a lawyer, a marketing agency, a plumber, an interior decorator, an IT professional, a therapist, an architect, a web professional – if you create value for your customers by applying your time and expertise to other people’s problems, thereby running a service-based business – FreshBooks is built specifically for you.
We couldn’t have said it better ourselves! If you don’t like Quickbooks – or have struggled and found other software not your cup of tea – this could possibly change your life. Get organized, bill properly, keep track of your businesses growth – get paid on time!
5. Ten Easy Ways to Save Money
We love this article, it’s well written – explains the concept of saving actively well and is fun to read. If you’re having trouble saving money – we are sure this can help!
6. Video on financial planning 101
This very easy to understand video lesson on financial planning offers some excellent information on bigger financial planning concepts. 10 minutes well spent we say and definitely something to help get you on the road to financial wellness!
7. USA News – Money/Personal Finance Blog
We love this blog – it’s got all kinds of really practical advice any woman in business (or man for that matter) can use to get on the path to financial wellness. Check it out, we think you’ll enjoy it!
8. SBA Small Business Learning
The Small Business Administration is federally mandated to help educate and inform small business and entrepreneurs. We particularly like the area they’ve devoted to taxes – something that tends to overwhelm most entrepreneurs and business owners. Click here to check it out.
Wells Fargo has some amazing online resources available at no cost – this nifty, easy to use debt repayment calculator is just one of those things. It can help you make decisions about interest rates on a mortgage, on a car loan, or equipment purchase. For personal or business – we love it!
10. Priceonomics
A great way to be financially well is to get rid of things you aren’t using, don’t need, or are taking up space you can’t afford to take up with that kind of stuff. Priceonomics is a wonderful site where you can find the value of virtually hundreds of thousands of items. It also conveniently allows you to list your items on Craig’s List and sell them in real time – brilliant!
So that rounds up our list of the Top 10 things online to get you and your business Financially Well – but because we’re the generous type we couldn’t help but share three more things with you – that might be useful in your journey to financial wellness, courtesy of our corporate sponsor Wells Fargo which consistently wins awards on behalf of the banking industry and its peers for excellence in financial education.
QuickTipsUnderstandingYourCreditScore
Quick Tips to Manage your Credit
If you have some financial wellness tips you’d like to share – please add them in the comments section. Meanwhile, we wish you much financial wellness in 2013!